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Credit Underwriter

Company: First Volunteer
Location: Chattanooga
Posted on: November 22, 2021

Job Description:

A Credit Analyst in our Commercial Underwriting area is responsible for working with Commercial Credit Officers and Commercial Bankers to underwrite and document new credit requests and renewals as well as work with the servicing of existing relationships.

Job Duties and Primary Responsibilities

  • Prepares financial statement spreads and initiates repayment analyses using designated software products and templates after receipt of a financial package and initial loan request.
  • Works in a team setting with the Commercial Credit Officers and Commercial Bankers to determine workflow priority.
  • Participates in and contributes to discussions on terms, structure and viability of various loan requests with the underwriting team.
  • Performs periodic servicing on the material and problem relationships that are assigned.
  • Manages various reports involving loan portfolio segments, concentrations or areas of interest.
  • Participates in workgroups or teams involved in evaluation of lending software.

    Desired Qualifications

    • Bachelor's degree in Business Administration, Accounting, Finance, or Economics
    • 2 or more years of commercial lending and/or commercial loan analysis experience
    • Demonstrated understanding of business and personal financial statements and tax returns
    • Demonstrated understanding of commercial and commercial real estate loan products, loan terms, and repayment plans
    • Excellent verbal and written communication skills

      Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

      The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Keywords: First Volunteer, Chattanooga , Credit Underwriter, Other , Chattanooga, Tennessee

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