Do you want to help people in one of the biggest purchases of
their lives? Being a mortgage loan officer is a meaningful
role that is there for you to assist both first-time and seasoned
homebuyers with real estate transactions. This role puts you in the
driver’s seat to build a great team and establish good rapport with
new and existing clients in the area. Develop business
relationships, get involved in the community, and realize your
success by joining the Mortgage team.
Note: As part of the employment process for this position, you
will have to meet the requirements of a background credit check.
This position requires compliance with the S.A.F.E Mortgage
Licensing Act of 2008 and all related regulations. Ongoing
employment is contingent upon meeting all such requirements.
A day in the life of a Mortgage Loan Officer:
Quoting competitive rates, discussing product options with
customers and creating partnerships
Work with clients from origination through closing
Market IBERIABANK internally and externally
Staying informed by local fulfillment support (processing,
underwriting and closing)
Building relationships by delivering excellent customer service
Using digital marketing and CRM tools to increase your referrals
(Vantage, Hootesuite, Business Facebook, LinkedIn, YEXT)
Using of one of the nation’s most popular LOS systems, Ellie Mae’s
Staying in touch with previous customers with automatic marketing
drips customized with your personal information
Leveraging bank partnerships in your community
Being part of a team and a bank with a long, rich culture
Compensation – There are as very few career options that are as
lucrative as a mortgage loan officer. Our incentive plan pays
a certain basis point rate of the closed loan volume each pay
check. You’ll have the opportunity to achieve extraordinary
income that is well into six figures based on your personal
production. Additional incentives can be earned by referring
clients to other areas of our organization for additional business
opportunities. The sky is the limit compensation wise.
A Mortgage Loan Officer is responsible for originating mortgage
loans, submitting applications and facilitating essential
communication between parties throughout the process.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Responsible for soliciting and servicing a variety of
residential mortgage loans.
Interviews applicants, collects financial data and documents, and
makes recommendations regarding the loan products that best meet
the borrower's needs.
Assists buyers in the purchase process through closing.
Make external and internal sales calls.
Comply with regulatory, secondary market and bank policies and
All other duties as assigned.
Directly responsible for directing, coordinating, and evaluating
designated units or certain personnel in accordance with the
organization's policies and applicable laws. Responsibilities may
include interviewing, hiring, and training employees; planning,
assigning, and directing work; appraising performance; providing
pay change recommendations; disciplining employees; addressing
complaints and resolving problems.
To perform this job successfully, an individual must be able to
perform each essential duty satisfactorily. Additionally, the
qualifications listed below are representative of the knowledge,
skills, and/or abilities required in this position:
High school diploma or GED with some college preferred and at
least 2 years of experience or equivalent combination of education
Working knowledge of real estate loan documentation preferred.
Working knowledge of lending regulations preferred.
COMPUTER AND OFFICE EQUIPMENT SKILLS:
Microsoft Office suite; Encompass LOS